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   HOMEPAGE LAYOUT V7 — SAFETY LOCKED
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.hero-v7 .hero-copy{padding:24px 0 28px}
.hero-v7 h1{font-size:2.65rem;line-height:1.32;letter-spacing:-.04em;font-weight:500;margin-bottom:14px}
.hero-v7 .hero-copy>p{font-size:.92rem;line-height:1.85;color:#c0c9d8;margin-bottom:18px}
.hero-v7 .hero-actions{display:flex;align-items:center;gap:20px;margin-top:18px}
.hero-v7 .hero-bottom{display:flex;gap:8px;color:#a7b4c8;font-size:.7rem;margin-top:20px}
.hero-v7 .hero-art{height:340px;position:relative;display:flex;flex-direction:column;justify-content:center;align-items:center;padding-bottom:10px}
.hero-v7 .emblem-wrap{width:220px;height:220px;border-radius:50%;position:relative;filter:drop-shadow(0 14px 20px #0006);transform:rotate(-6deg)}
.hero-v7 .orbit-one{width:280px;height:280px}
.hero-v7 .orbit-two{width:340px;height:340px}
.hero-v7 .art-caption{position:absolute;left:50%;bottom:6px;transform:translateX(-50%);display:flex;align-items:center;gap:12px;white-space:nowrap;color:#aab8cf;font-size:.7rem;line-height:1.7}

.pinned-section{position:relative;margin-top:22px;z-index:2}
.pinned-card{display:flex;align-items:center;justify-content:space-between;gap:20px;background:#f4f8fe;border:1px solid #bfd5f5;border-left:5px solid #2a79ff;border-radius:10px;padding:16px 22px;box-shadow:0 4px 16px #18263e08}
.pinned-lead{display:flex;align-items:center;gap:12px;white-space:nowrap}
.pinned-badge{display:inline-flex;align-items:center;gap:6px;background:#2a79ff;color:#fff;font-size:.72rem;font-weight:600;padding:5px 12px;border-radius:6px}
.pinned-badge .icon{width:15px;height:15px}
.pinned-date{font-size:.72rem;color:#5d749a}
.pinned-body{flex:1}
.pinned-body p{font-size:.85rem;color:#263857;line-height:1.6;margin:0}
.pinned-action{flex-shrink:0}
.pinned-btn{display:inline-flex;align-items:center;gap:6px;padding:8px 16px;background:#fff;color:#1e52b2;border:1px solid #a8c7f5;border-radius:6px;font-size:.78rem;font-weight:600;transition:all .2s;cursor:pointer}
.pinned-btn:hover{background:#1e52b2;color:#fff;border-color:#1e52b2}
.pinned-btn .icon{width:14px;height:14px}

.news-docs-section{padding-block:56px}
.news-docs-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:36px;align-items:start}
.news-column,.docs-column{background:#fff;border:1px solid #dce3ed;border-radius:14px;padding:30px;box-shadow:0 4px 20px #18263e06}
.column-header{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;margin-bottom:22px}
.column-header h2{font-size:1.65rem;line-height:1.35;margin-bottom:6px}
.column-header p{font-size:.82rem;color:var(--muted);line-height:1.6}
.column-header .text-link{font-size:.78rem;white-space:nowrap;margin-top:4px}
.news-column .news-grid{display:flex;flex-direction:column;gap:22px}
.news-column .news-feature{display:grid;grid-template-columns:180px 1fr;gap:18px;padding:14px;background:var(--cream);border-radius:10px}
.news-column .news-visual{min-height:170px;padding:14px;border-radius:6px}
.news-column .visual-book{margin:8px 0}
.news-column .visual-book .icon{width:44px;height:44px}
.news-column .visual-title{font-size:1.05rem;line-height:1.45}
.news-column .visual-bottom{font-size:.52rem;margin-top:10px}
.news-column .feature-copy h3{font-size:1.02rem;line-height:1.6;margin:8px 0}
.news-column .feature-copy p{font-size:.76rem;line-height:1.7;margin-bottom:12px}
.news-column .news-row{padding:14px 0;gap:14px}
.news-column .news-row-icon{width:52px;height:52px}
.news-column .news-row-icon .icon{width:24px;height:24px}
.news-column .news-row h3{font-size:.88rem;line-height:1.5;margin:3px 0}
.news-column .news-row p{font-size:.7rem}
.docs-column .document-search{width:100%;max-width:240px;margin-bottom:0}
.docs-column .document-row{padding:13px 4px;gap:14px}
.docs-column .doc-file-icon{width:36px;height:42px}
.docs-column .doc-title strong{font-size:.86rem}
.docs-column .doc-title small{font-size:.67rem}
.docs-column .doc-actions{display:flex;align-items:center;gap:8px}
.docs-column .doc-actions .download-btn{padding:4px 10px;font-size:.78rem;min-height:32px}
.docs-column .doc-actions .text-link{font-size:.72rem}

@media(max-width:1080px){.news-docs-grid{grid-template-columns:1fr;gap:40px}}
@media(max-width:850px){
  .hero-v7 .hero-grid{min-height:360px;grid-template-columns:1.2fr .8fr;gap:15px}
  .hero-v7 h1{font-size:2.15rem}
  .hero-v7 .hero-art{height:290px}
  .hero-v7 .emblem-wrap{width:180px;height:180px}
  .hero-v7 .orbit-one{width:230px;height:230px}
  .hero-v7 .orbit-two{width:280px;height:280px}
  .pinned-card{flex-direction:column;align-items:flex-start;gap:12px}
  .pinned-action{width:100%}
  .pinned-btn{width:100%;justify-content:center}
  .news-column,.docs-column{padding:22px}
  .column-header{flex-direction:column;gap:12px}
  .docs-column .document-search{max-width:100%}
}
@media(max-width:600px){
  .hero-v7 .hero-grid{grid-template-columns:1fr;gap:0;min-height:0}
  .hero-v7 .hero-copy{padding:28px 0 18px}
  .hero-v7 h1{font-size:2.2rem}
  .hero-v7 .hero-art{height:240px;margin-bottom:25px}
  .hero-v7 .emblem-wrap{width:165px;height:165px}
  .hero-v7 .orbit-one{width:210px;height:210px}
  .hero-v7 .orbit-two{width:260px;height:260px}
  .news-column .news-feature{grid-template-columns:1fr}
}

/* ==========================================================================
   V7.1 MULTI-PAGE & SUB-PAGE EXTENSIONS
   Matches docs/design-reference/BMTCoopWebsite_V7.1_Approved.png
   ========================================================================== */
.subpage-hero{background:linear-gradient(135deg,#102347 0%,#1a3a70 50%,#204b8e 100%);color:#fff;padding:42px 0 38px;position:relative;overflow:hidden}
.subpage-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 85% 50%,rgba(68,128,224,0.22) 0%,transparent 60%);pointer-events:none}
.subpage-hero-inner{display:flex;align-items:center;gap:24px;position:relative;z-index:2}
.subpage-icon-badge{width:64px;height:64px;border-radius:16px;background:rgba(255,255,255,0.12);border:1px solid rgba(255,255,255,0.25);display:flex;align-items:center;justify-content:center;color:#a4c4f8;flex-shrink:0;box-shadow:0 8px 24px rgba(0,0,0,0.15)}
.subpage-icon-badge .icon{width:32px;height:32px}
.subpage-title-wrap h1{font-size:2.15rem;font-weight:600;letter-spacing:-.03em;line-height:1.3;margin:0;color:#fff}
.subpage-title-wrap p{font-size:.95rem;color:#bdd2f2;margin-top:6px;line-height:1.5}

.breadcrumbs-bar{background:#f0f4fa;border-bottom:1px solid #dbe3ed;padding:12px 0;font-size:.82rem;color:#5c6f8c}
.breadcrumbs-bar .container{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.breadcrumbs-bar a{color:#2b559e;text-decoration:none;font-weight:500;display:inline-flex;align-items:center;gap:4px}
.breadcrumbs-bar a:hover{text-decoration:underline}
.breadcrumbs-bar .separator{color:#9cb1ce;font-size:.8rem}
.breadcrumbs-bar .current{color:#1a2538;font-weight:600}

.subpage-layout{display:grid;grid-template-columns:260px 1fr;gap:36px;align-items:start;padding-block:48px}
.subpage-sidebar{background:#fff;border:1px solid #dbe2ed;border-radius:12px;padding:12px;box-shadow:0 4px 16px rgba(24,38,62,0.05);position:sticky;top:170px}
.sidebar-nav{display:flex;flex-direction:column;gap:4px}
.sidebar-link{display:flex;align-items:center;justify-content:space-between;padding:11px 16px;border-radius:8px;font-size:.88rem;color:#3e506d;font-weight:500;text-decoration:none;transition:all .15s ease;border:1px solid transparent;cursor:pointer}
.sidebar-link:hover{background:#f2f6fc;color:#1d4ea8}
.sidebar-link.active{background:#1e52b2;color:#fff;font-weight:600;box-shadow:0 3px 10px rgba(30,82,178,0.25)}
.sidebar-link .icon{width:16px;height:16px}

.subpage-main{background:#fff;border:1px solid #dce4ee;border-radius:14px;padding:36px;box-shadow:0 4px 20px rgba(24,38,62,0.05)}
.subpage-main-header{border-bottom:2px solid #ebf0f7;padding-bottom:18px;margin-bottom:26px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.subpage-main-header h2{font-size:1.7rem;color:#152238;margin:0;font-weight:600}
.subpage-main-header .search-box{display:flex;align-items:center;gap:8px}
.subpage-main-header .search-box input{height:40px;border:1px solid #ccd6e4;border-radius:6px;padding:8px 14px;font-size:.85rem;outline:none;min-width:220px}
.subpage-main-header .search-box input:focus{border-color:#2a79ff;box-shadow:0 0 0 3px rgba(42,121,255,0.15)}
.subpage-main-header .search-box button{height:40px;background:#1e52b2;color:#fff;border-radius:6px;padding:0 16px;font-size:.85rem;font-weight:600;border:0;cursor:pointer}

.highlights-section{padding-block:48px;background:#f7f9fc}
.highlights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.highlight-card{background:#fff;border:1px solid #dbe2ed;border-radius:12px;padding:28px 24px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s;box-shadow:0 4px 14px rgba(24,38,62,0.04)}
.highlight-card:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(24,38,62,0.08)}
.highlight-icon-wrap{width:54px;height:54px;border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.highlight-icon-wrap.green{background:#e6f6ee;color:#1a8754}
.highlight-icon-wrap.blue{background:#e7effc;color:#1e52b2}
.highlight-icon-wrap.red{background:#fceceb;color:#d9383a}
.highlight-icon-wrap .icon{width:28px;height:28px}
.highlight-card h3{font-size:1.35rem;font-weight:600;margin-bottom:8px;color:#1a273b}
.highlight-card p{font-size:.86rem;color:#566887;line-height:1.6;flex:1;margin-bottom:20px}
.highlight-card .text-link{font-size:.84rem;color:#1e52b2;font-weight:600;display:inline-flex;align-items:center;gap:6px;text-decoration:none}
.highlight-card .text-link:hover{text-decoration:underline}

.rates-payment-section{padding-block:48px}
.rates-payment-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:32px}
.rates-card,.payment-card{background:#fff;border:1px solid #dce4ef;border-radius:12px;padding:28px;box-shadow:0 4px 16px rgba(24,38,62,0.04)}
.card-header-row{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}
.card-header-row h3{font-size:1.3rem;font-weight:600;color:#18263e;margin:0}
.card-header-row .text-link{font-size:.8rem;color:#1e52b2;font-weight:600}
.rates-subcards{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.rate-subcard{border-radius:8px;padding:16px;border:1px solid #dce3ed}
.rate-subcard.deposit{background:#f7faf7;border-color:#c9e6d4}
.rate-subcard.loan{background:#f7f9fc;border-color:#ccdcf3}
.rate-subcard-title{display:flex;align-items:center;gap:6px;font-size:.82rem;font-weight:600;margin-bottom:12px}
.rate-subcard.deposit .rate-subcard-title{color:#1e7b4c}
.rate-subcard.loan .rate-subcard-title{color:#1c4fa5}
.rate-row-item{display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px solid rgba(0,0,0,0.05);font-size:.78rem}
.rate-row-item:last-child{border-bottom:0}
.rate-row-item span{color:#445672}
.rate-row-item strong{font-size:.88rem;color:#19273f}

.payment-rows{display:flex;flex-direction:column;gap:14px}
.payment-channel-item{display:flex;align-items:center;gap:16px;padding:14px;background:#f7f9fc;border:1px solid #e1e7f0;border-radius:8px}
.payment-channel-icon{width:44px;height:44px;border-radius:10px;background:#e2ecfa;color:#1e52b2;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.payment-channel-icon .icon{width:24px;height:24px}
.payment-channel-info strong{display:block;font-size:.92rem;color:#1b283d;font-weight:600}
.payment-channel-info small{display:block;font-size:.75rem;color:#637799;margin-top:2px}

.summary-split-section{padding-block:48px;background:#f3f6fa}
.summary-split-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.summary-box{background:#fff;border:1px solid #dce3ed;border-radius:12px;padding:28px;box-shadow:0 4px 16px rgba(24,38,62,0.04);display:flex;flex-direction:column;justify-content:space-between}
.summary-box h3{font-size:1.35rem;font-weight:600;color:#18263e;margin-bottom:16px}
.summary-box-inner{display:flex;gap:18px;align-items:flex-start;margin-bottom:20px}
.summary-box-img{width:108px;height:108px;border-radius:10px;object-fit:contain;padding:6px;box-sizing:border-box;background:#fff;border:1px solid #d4dfef;flex-shrink:0;box-shadow:0 2px 6px rgba(24,38,62,0.04)}
.summary-box-text p{font-size:.85rem;color:#4a5c78;line-height:1.7;margin:0}
.contact-summary-list{display:flex;flex-direction:column;gap:12px;margin-bottom:20px}
.contact-summary-item{display:flex;align-items:flex-start;gap:12px;font-size:.84rem;color:#3e506d}
.contact-summary-item .icon{width:18px;height:18px;color:#1e52b2;margin-top:2px;flex-shrink:0}
.contact-summary-item a{color:#1e52b2;text-decoration:none}

@media(max-width:1080px){
  .subpage-layout{grid-template-columns:1fr}
  .subpage-sidebar{position:static}
  .sidebar-nav{flex-direction:row;flex-wrap:wrap}
  .sidebar-link{padding:8px 14px;font-size:.82rem}
  .highlights-grid{grid-template-columns:1fr}
  .rates-payment-grid{grid-template-columns:1fr}
  .summary-split-grid{grid-template-columns:1fr}
}
@media(max-width:600px){
  .subpage-hero{padding:28px 0}
  .subpage-hero-inner{flex-direction:column;align-items:flex-start;gap:14px}
  .subpage-title-wrap h1{font-size:1.65rem}
  .subpage-main{padding:20px}
  .rates-subcards{grid-template-columns:1fr}
  .summary-box-inner{flex-direction:row;align-items:flex-start}
  .summary-box-img{width:90px;height:90px;padding:5px}
}